Laso Finance alternatives
11 x402 payment APIs compared with Laso Finance: the price per call read from each 402, x402 grade, uptime and median response time from our own daily unpaid checks.
Laso Finance for reference
Lets people and AI agents spend USDC off-chain: prepaid and gift cards, push-to-card, Venmo/PayPal and bank payouts, via a pay-per-call x402 API or MCP.
Up · x402 grade A (95/100) · 100% up (8/8 checks) · 348 ms median
11 Laso Finance alternatives compared
Ranked by x402 grade, then uptime from our daily checks, then x402 score and response time. Price is shown but never used for ranking; “lower” or “higher” compares with Laso Finance’s per call. Paid placement never changes the order.
Also pays on Stacks
- x402 grade
- A (95/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.01
- Response
- 300 ms
Grade A, 100% up so far, $0.05 per call; no measured edge over Laso Finance
- x402 grade
- A (95/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.05
- Response
- 371 ms
Grade B, 100% up so far, $0.01 per call; no measured edge over Laso Finance
- x402 grade
- B (85/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.01
- Response
- 360 ms
Grade B, 100% up so far, $0.001 per call; no measured edge over Laso Finance
- x402 grade
- B (85/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.001
- Response
- 381 ms
- 5. VaayaUp
Faster median response (250 ms vs 348 ms)
- x402 grade
- B (80/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.01
- Response
- 250 ms
- 6. LocusUp
Higher x402 score (100 vs 95)
- x402 grade
- A (100/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.008
- Response
- 415 ms
Grade A, 100% up so far, $0.001 per call; no measured edge over Laso Finance
- x402 grade
- A (90/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.001
- Response
- 459 ms
Grade A, 100% up so far, $0.002 per call; no measured edge over Laso Finance
- x402 grade
- A (90/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.002
- Response
- 818 ms
Grade B, 100% up so far, $0.01 per call; no measured edge over Laso Finance
- x402 grade
- B (85/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.01
- Response
- 664 ms
- 10. BAGSUp
Grade C, 100% up so far, $0.01 per call; no measured edge over Laso Finance
- x402 grade
- C (75/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.01
- Response
- 735 ms
Also pays on Algorand and Stellar
- x402 grade
- C (70/100)
- Uptime (checks so far)
- 100% (14/14)
- Price in 402
- $0.01
- Response
- 427 ms
Prices are what each endpoint’s 402 asked for at our last check, for the one endpoint we check. Each API does its own job and other routes may be priced differently, so a lower price is not like-for-like. Check the provider before paying.
Laso Finance alternatives FAQ
What are the best alternatives to Laso Finance?
By our ranking (x402 grade, then uptime from our daily checks, then x402 score and response time): AgentPay, Spraay, Countersign. Each does its own job, so check that its endpoints cover what you use Laso Finance for.
How are these alternatives ranked?
Same category, ranked by x402 grade, then uptime from our own daily unpaid checks, then x402 score, valid x402 share and median response time. Price is shown but never used for ranking, and paid placement never changes the order.
Laso Finance review·Laso Finance status·payment APIs status·Best payment APIs·Uptime leaderboard
Data as of Nov 10, 2026, 7:17 AM ET. One unpaid request per listing per day to its example endpoint; up means any answer below HTTP 500 except 404/410 within 8 seconds. The x402 grade comes from x402fix, our free unpaid check of each 402 payment request; it rates the payment request, not uptime, and is not an endorsement. Listings with no check yet, no price read from a 402, or a check we are fixing are left out.
Building an x402 API? Free x402 course + launch help inside
Join the community