Stripe vs WooCommerce: ecommerce platform pricing compared
Updated 2026-11-10 · listed A to Z, not ranked
Stripe charges per successful transaction with no setup or monthly fee on its standard pricing. This page focuses on what matters for AI and crypto-adjacent businesses: card fees, the stablecoin (USDC) payment method, and how they compare on Stripe’s own price list.
WooCommerce is the free, open-source ecommerce platform for WordPress. There is no platform fee and no revenue share; you pay for hosting, payments and any extensions you add.
Listed A to Z, from stripe.com and woocommerce.com. Every figure below is quoted from those pages.
- Main price table
- Domestic cards, Card add-ons, Stablecoins, Stablecoins via Link, ACH Direct Debit, Klarna (BNPL), Shared Payment Tokens (agents)
- Free option
- None in the published plan table
- Published prices
- Domestic cards 2.9% + 30¢; stablecoin payments 1.5%; ACH 0.8% ($5 cap); Link stablecoins 0.8% promo to Jan 1, 2027. USDC networks from Stripe docs.
- Main price table
- Core platform, Revenue share, Hosting, Extensions, Card processing with WooPayments, Third-party payment fee, Selling in global markets
- Free option
- Core plugin is free (hosting and extensions extra)
- Published prices
- Free core plugin, hosting about $25-$350/month, extensions $29-$299/year each, WooPayments ~2.50-2.90% + 30¢.
How we checked: Prices quoted from each official pricing page: Stripe checked Nov 10, 2026, WooCommerce checked Nov 10, 2026. Taxes, usage overages and promotions can change what you pay; confirm with each provider before you buy.
How they compare
- Main price table. Stripe lists 7 entries (Domestic cards, Card add-ons, Stablecoins, Stablecoins via Link, ACH Direct Debit, Klarna (BNPL), Shared Payment Tokens (agents)); WooCommerce lists 7 (Core platform, Revenue share, Hosting, Extensions, Card processing with WooPayments, Third-party payment fee, Selling in global markets).
- Free option. Stripe: none in the published plan table. WooCommerce: Core plugin is free (hosting and extensions extra).
- How prices are quoted. Stripe: “Standard US pricing (selected lines)”. WooCommerce: “Cost components”.
Stripe plans and prices
| Payment method | Fee shown on stripe.com/pricing |
|---|---|
| Domestic cards | 2.9% + 30¢ per successful transaction |
| Card add-ons | +0.5% manually entered; +1.5% international cards; +1% if currency conversion is required |
| Stablecoins | 1.5% of the transaction amount in USD (includes conversion to fiat, wallet and AML screening, fraud prevention, gas sponsorship) |
| Stablecoins via Link | 0.8% per successful transaction, promotional rate through January 1, 2027; +0.2% thereafter |
| ACH Direct Debit | 0.8%, $5.00 cap |
| Klarna (BNPL) | 5.99% + 30¢ per successful transaction |
| Shared Payment Tokens (agents) | $0.15 per SPT issued |
Selected rows only; Stripe lists many more methods and products. Custom pricing is available for large volume.
| Property | Value |
|---|---|
| Accepted tokens | USDC on Tempo, Ethereum, Solana, Polygon and Base; USDP (Ethereum, Solana; US-only); USDG (Ethereum; US-only) |
| Presentment currency | USD (others in private preview) |
| Settlement | Settles in your Stripe balance in your local currency |
| Customer limit | 10,000 USD per transaction |
| Refunds / disputes | Refunds supported (returned as stablecoins); no disputes |
| Recurring | Yes (Stripe Billing invoices and subscriptions) |
From docs.stripe.com/payments/stablecoin-payments, checked Nov 6, 2026.
From stripe.com, checked Nov 10, 2026. Full breakdown: Stripe pricing.
WooCommerce plans and prices
| Component | Price on the page |
|---|---|
| Core platform | Free, with no monthly subscription |
| Revenue share | 0% |
| Hosting | $25 – $350/month for most stores, scales with traffic |
| Extensions | $29 – $299/year per extension |
| Card processing with WooPayments | ~2.50-2.90% + 30¢ per transaction |
| Third-party payment fee | None |
| Selling in global markets | $0, unlimited markets |
From woocommerce.com, checked Nov 10, 2026. Full breakdown: WooCommerce pricing.
FAQ
How much does Stripe cost?
Domestic cards 2.9% + 30¢; stablecoin payments 1.5%; ACH 0.8% ($5 cap); Link stablecoins 0.8% promo to Jan 1, 2027. USDC networks from Stripe docs. (checked Nov 10, 2026).
How much does WooCommerce cost?
Free core plugin, hosting about $25-$350/month, extensions $29-$299/year each, WooPayments ~2.50-2.90% + 30¢. (checked Nov 10, 2026).
Do Stripe and WooCommerce have a free option?
Stripe: none in the published plan table. WooCommerce: Core plugin is free (hosting and extensions extra).
Which is better, Stripe or WooCommerce?
We do not pick a winner. The two price and package their products differently; the tables above quote each official pricing page so you can match a plan to your own usage.
Where do these prices come from?
Each vendor's own pricing page: stripe.com (checked Nov 10, 2026) and woocommerce.com (checked Nov 10, 2026). Prices change; confirm on the vendor's page before you buy.
Sources (official pages, read 2026-11-10)
- stripe.com
- stripe.com/pricing
- docs.stripe.com/payments/stablecoin-payments
- woocommerce.com
- woocommerce.com/pricing
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