PayAI pricing: x402 facilitator credits and rates
Checked Nov 10, 2026 on PayAI’s official pages (sources below). Prices change often: confirm with the provider before you buy.
PayAI is an x402 facilitator: it verifies and settles stablecoin payments for APIs and agent services. It charges in prepaid credits per settlement, not a percentage of the payment.
Figures below come from payai.network and the live rate list at facilitator.payai.network/pricing, read on Nov 10, 2026 (rates as of 10:00 UTC). Rates refresh daily: confirm current rates before you rely on them.
How PayAI charges
- Starting credits
- Price1,000 free credits
- Buying credits
- Price$1 buys 1,000 credits ($0.001 per credit)
- Per settlement
- PriceThe network’s published rate in credits, refreshed daily
- Testnets
- PriceFree
- Percentage of payment
- PriceNone: PayAI says it never takes a percentage of the payment amount
- Account
- PriceNot needed to start (exact payments and batch settlement on Solana and Base); API key for paid usage beyond the free credits
Published mainnet settlement rates (Nov 10, 2026)
- Solana
- Schemeexact
- Credits1.12
- USD per settlement$0.00112
- Solana
- Schemebatch-settlement: settle
- Credits0.56
- USD per settlement$0.00056
- Solana
- Schemebatch-settlement: deposit, claim, refund or seal
- Credits1.12
- USD per settlement$0.00112
- Solana
- Schemeupto: deposit or claim
- Credits1.12
- USD per settlement$0.00112
- Base
- Schemeexact (EIP-3009)
- Credits1.79
- USD per settlement$0.00179
- Base
- Schemeexact (Permit2)
- Credits1.68
- USD per settlement$0.00168
- Avalanche
- Schemeexact
- Credits2.42
- USD per settlement$0.00242
- Polygon
- Schemeexact
- Credits3.65
- USD per settlement$0.00365
- BNB Smart Chain
- Schemeexact (Permit2)
- Credits4.24
- USD per settlement$0.00424
- Arbitrum
- Schemeexact
- Credits5.59
- USD per settlement$0.00559
- Sei
- Schemeexact
- Credits0.42
- USD per settlement$0.00042
From facilitator.payai.network/pricing. Testnet rates are 0.
How the rates work
Each settlement is charged at its network’s rate, so the same payment costs different credits on different chains. On Solana, batch settlement settles many payments per onchain claim (0.56 credits per settle on Nov 10). PayAI publishes the current rates and any upcoming changes at facilitator.payai.network/pricing.
PayAI pricing FAQ
How much does the PayAI facilitator cost?
You start with 1,000 free credits; after that $1 buys 1,000 credits. Each settlement costs its network’s rate in credits, for example 1.79 credits ($0.00179) on Base and 1.12 credits ($0.00112) on Solana on Nov 10, 2026.
Does PayAI take a percentage of each payment?
No. PayAI says it never takes a percentage of the payment amount; you pay per settlement in credits.
Do I need an account to use PayAI?
Not to start: exact payments and batch settlement on Solana and Base work without credentials. You need an API key for paid usage beyond the free credits.
Sources (official pages, read Nov 10, 2026)
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