BitPay vs CoinGate: crypto payment fees compared
Updated 2026-11-09 · listed A to Z, not ranked
BitPay and CoinGate both let merchants accept crypto. BitPay charges a percentage plus 25¢ tiered by monthly volume; CoinGate lists a flat percentage on Standard.
Listed A to Z from each vendor’s official pricing page on Nov 9, 2026. We do not pick a winner: the right choice depends on your usage.
- Processing fee
- 2% + 25¢ under $500k/mo; 1.5% + 25¢ to $1M; 1% + 25¢ above
- Monthly fee
- Not listed
- Other fees
- Higher fees for high-risk industries
- Processing fee
- 1% (Standard)
- Monthly fee
- No monthly fee
- Other fees
- 1% on manual exchanges; 0.1% on refunds in another currency; Enterprise custom
How we checked: Prices in USD as shown on each official page on Nov 9, 2026. Listed A to Z, not ranked. Confirm with each provider before you buy.
Notes
See every gateway side by side in crypto payment gateways compared. Full breakdowns: BitPay pricing, CoinGate pricing.
FAQ
What are BitPay and CoinGate’s fees?
On Nov 9, 2026 BitPay charged 2% + 25¢ under $500,000 of monthly volume (falling to 1% + 25¢ above $1M); CoinGate’s Standard plan charged 1% with no monthly fee.
Sources (official pages, read 2026-11-09)
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