Cryptomus vs NOWPayments: crypto payment gateway fees compared
Updated 2026-11-10 · listed A to Z, not ranked
Cryptomus and NOWPayments are hosted crypto payment gateways: a business shows a checkout or invoice and the customer pays in crypto. This page puts the fees each one publishes side by side.
Every figure is quoted from the official pricing page, read on Nov 10, 2026. Network fees, conversion and payout fees can apply on top. We don’t rank them or pick a winner.
- Published processing fee
- 2% per transaction for new users
- Lower rates
- Down to 0.4% on request; depends on business type, monthly turnover and integration
- Withdrawals, payouts and network fees
- Per-coin withdrawal fee (for example 1.00 USDT on Polygon, BSC, TON or Ethereum, 3.00 USDT on Tron); transfers between your own wallets free; auto-convert of incoming payments free
- Coins
- Bitcoin, USDT, USDC, Ethereum, Solana, Litecoin, Dogecoin, Monero, Tron and many other coins on its fee list
- Published processing fee
- From 1% for single-currency payments; up to 1.5% with multi-currency payments or automatic conversion
- Lower rates
- As low as 0.3% for eligible partners; custom enterprise pricing
- Withdrawals, payouts and network fees
- 0% withdrawal and mass-payout service fee; network fee passed through at cost; manual conversion in custody 0.5%
- Coins
- 350+ currencies
How we checked: Fees quoted from cryptomus.com, nowpayments.io on Nov 10, 2026. Worked costs on $100 and $1,000 are our arithmetic from the headline rate only.
Cryptomus vs NOWPayments: what a $100 and a $1,000 payment cost
Headline processing fee only, applied to one payment. Network, conversion and payout fees are extra.
| Gateway | Headline fee | On $100 | On $1,000 | Source |
|---|---|---|---|---|
| Cryptomus | 2% | $2.00 | $20.00 | cryptomus.com/fees/payment |
| NOWPayments | 1% (1.5% with conversion) | $1.00 | $10.00 | nowpayments.io/pricing |
Listed A to Z, not by price. Negotiated rates (where offered), conversion, payout and network fees change the total, so we don’t pick a winner.
How they differ
- Cryptomus: 2% per transaction for new users. Down to 0.4% on request; depends on business type, monthly turnover and integration.
- NOWPayments: From 1% for single-currency payments; up to 1.5% with multi-currency payments or automatic conversion. As low as 0.3% for eligible partners; custom enterprise pricing.
- Getting paid out: Cryptomus: per-coin withdrawal fee (for example 1.00 USDT on Polygon, BSC, TON or Ethereum, 3.00 USDT on Tron); transfers between your own wallets free; auto-convert of incoming payments free. NOWPayments: 0% withdrawal and mass-payout service fee; network fee passed through at cost; manual conversion in custody 0.5%.
FAQ
Is Cryptomus or NOWPayments cheaper?
We do not pick a winner. On Nov 10, 2026 Cryptomus listed 2% and NOWPayments listed 1% (1.5% with conversion) as headline processing fees; negotiated rates, conversion, payout and network fees change the total, so compare your own volume.
What does Cryptomus charge?
2% per transaction for new users; down to 0.4% on request; depends on business type, monthly turnover and integration (cryptomus.com, Nov 10, 2026).
What does NOWPayments charge?
From 1% for single-currency payments; up to 1.5% with multi-currency payments or automatic conversion; as low as 0.3% for eligible partners; custom enterprise pricing (nowpayments.io, Nov 10, 2026).
Where do these figures come from?
Each provider’s official pricing page, read on Nov 10, 2026. Fees change often: confirm with the provider before you sign up.
Sources (official pages, read 2026-11-10)
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