BitPay vs NOWPayments: crypto payment gateway pricing compared
Updated 2026-11-09 · listed A to Z, not ranked
BitPay processes crypto payments for merchants and charges a percentage plus a fixed fee per transaction, tiered by cumulative monthly volume.
NOWPayments is a crypto payment gateway that charges a service fee on each payment, deducted after any conversion and before settlement.
Listed A to Z, from bitpay.com and nowpayments.io. Every figure below is quoted from those pages.
- Main price table
- Under $500,000, $500,000 – $999,999, $1,000,000 and up
- Free option
- None in the published plan table
- Published prices
- 2% + 25¢ under $500k a month, 1.5% + 25¢ to $1M and 1% + 25¢ above, with higher fees for high-risk industries.
- Main price table
- Single-currency payments, Multi-currency or automatic conversion, Eligible partners, Enterprise, Network fees
- Free option
- None in the published plan table
- Published prices
- From 1% for single-currency payments, up to 1.5% with conversion, as low as 0.3% for eligible partners; network fees at cost.
How we checked: Prices quoted from each official pricing page: BitPay checked Nov 9, 2026, NOWPayments checked Nov 9, 2026. Taxes, usage overages and promotions can change what you pay; confirm with each provider before you buy.
How they compare
- Main price table. BitPay lists 3 entries (Under $500,000, $500,000 – $999,999, $1,000,000 and up); NOWPayments lists 5 (Single-currency payments, Multi-currency or automatic conversion, Eligible partners, Enterprise, Network fees).
- Free option. BitPay: none in the published plan table. NOWPayments: none in the published plan table.
- How prices are quoted. BitPay: “Fees by monthly volume”. NOWPayments: “Service fees”.
BitPay plans and prices
| Monthly volume | Fee per transaction |
|---|---|
| Under $500,000 | 2% + 25¢ |
| $500,000 – $999,999 | 1.5% + 25¢ |
| $1,000,000 and up | 1% + 25¢ |
From bitpay.com, checked Nov 9, 2026. Full breakdown: BitPay pricing.
NOWPayments plans and prices
| Case | Fee |
|---|---|
| Single-currency payments | From 1% |
| Multi-currency or automatic conversion | Up to 1.5% |
| Eligible partners | As low as 0.3% |
| Enterprise | Custom |
| Network fees | Set by the blockchain, no markup |
From nowpayments.io, checked Nov 9, 2026. Full breakdown: NOWPayments pricing.
FAQ
How much does BitPay cost?
2% + 25¢ under $500k a month, 1.5% + 25¢ to $1M and 1% + 25¢ above, with higher fees for high-risk industries. (checked Nov 9, 2026).
How much does NOWPayments cost?
From 1% for single-currency payments, up to 1.5% with conversion, as low as 0.3% for eligible partners; network fees at cost. (checked Nov 9, 2026).
Do BitPay and NOWPayments have a free option?
BitPay: none in the published plan table. NOWPayments: none in the published plan table.
Where do these prices come from?
Each vendor's own pricing page: bitpay.com (checked Nov 9, 2026) and nowpayments.io (checked Nov 9, 2026). Prices change; confirm on the vendor's page before you buy.
Sources (official pages, read 2026-11-09)
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