CoinGate vs NOWPayments: crypto payment gateway pricing compared

Updated 2026-11-09 · listed A to Z, not ranked

CoinGate is a crypto payment gateway for merchants, with a flat processing fee on its Standard plan.

NOWPayments is a crypto payment gateway that charges a service fee on each payment, deducted after any conversion and before settlement.

Listed A to Z, from coingate.com and nowpayments.io. Every figure below is quoted from those pages.

CoinGate
Main price table
Standard plan payment processing, Enterprise, Manual conversions (exchange), Refunds in a different currency
Free option
None in the published plan table
Published prices
Standard 1% processing fee with no monthly fee, Enterprise volume pricing, 1% on manual exchanges and 0.1% on refunds in another currency.
NOWPayments
Main price table
Single-currency payments, Multi-currency or automatic conversion, Eligible partners, Enterprise, Network fees
Free option
None in the published plan table
Published prices
From 1% for single-currency payments, up to 1.5% with conversion, as low as 0.3% for eligible partners; network fees at cost.

How we checked: Prices quoted from each official pricing page: CoinGate checked Nov 9, 2026, NOWPayments checked Nov 9, 2026. Taxes, usage overages and promotions can change what you pay; confirm with each provider before you buy.

How they compare

  • Main price table. CoinGate lists 4 entries (Standard plan payment processing, Enterprise, Manual conversions (exchange), Refunds in a different currency); NOWPayments lists 5 (Single-currency payments, Multi-currency or automatic conversion, Eligible partners, Enterprise, Network fees).
  • Free option. CoinGate: none in the published plan table. NOWPayments: none in the published plan table.
  • How prices are quoted. CoinGate: “Fees”. NOWPayments: “Service fees”.

CoinGate plans and prices

ItemFee
Standard plan payment processing1%, no monthly fee, standard settlements
EnterpriseCustom, volume-based
Manual conversions (exchange)1% (automatic checkout conversions excluded)
Refunds in a different currency0.1% conversion fee

From coingate.com, checked Nov 9, 2026. Full breakdown: CoinGate pricing.

NOWPayments plans and prices

CaseFee
Single-currency paymentsFrom 1%
Multi-currency or automatic conversionUp to 1.5%
Eligible partnersAs low as 0.3%
EnterpriseCustom
Network feesSet by the blockchain, no markup

From nowpayments.io, checked Nov 9, 2026. Full breakdown: NOWPayments pricing.

FAQ

How much does CoinGate cost?

Standard 1% processing fee with no monthly fee, Enterprise volume pricing, 1% on manual exchanges and 0.1% on refunds in another currency. (checked Nov 9, 2026).

How much does NOWPayments cost?

From 1% for single-currency payments, up to 1.5% with conversion, as low as 0.3% for eligible partners; network fees at cost. (checked Nov 9, 2026).

Do CoinGate and NOWPayments have a free option?

CoinGate: none in the published plan table. NOWPayments: none in the published plan table.

Where do these prices come from?

Each vendor's own pricing page: coingate.com (checked Nov 9, 2026) and nowpayments.io (checked Nov 9, 2026). Prices change; confirm on the vendor's page before you buy.

Sources (official pages, read 2026-11-09)

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