CoinPayments vs Cryptomus: crypto payment gateway fees compared

Updated 2026-11-10 · listed A to Z, not ranked

CoinPayments and Cryptomus are hosted crypto payment gateways: a business shows a checkout or invoice and the customer pays in crypto. This page puts the fees each one publishes side by side.

Every figure is quoted from the official pricing page, read on Nov 10, 2026. Network fees, conversion and payout fees can apply on top. We don’t rank them or pick a winner.

CoinPayments
Published processing fee
3% payment processing to your balance
Lower rates
No lower rate published on the fees page
Withdrawals, payouts and network fees
No CoinPayments withdrawal fee; you pay the blockchain network fee. ASAP mode adds a network fee per payment, Nightly mode one network fee per batch
Coins
100+ cryptocurrencies for payments (legacy platform list)
Cryptomus
Published processing fee
2% per transaction for new users
Lower rates
Down to 0.4% on request; depends on business type, monthly turnover and integration
Withdrawals, payouts and network fees
Per-coin withdrawal fee (for example 1.00 USDT on Polygon, BSC, TON or Ethereum, 3.00 USDT on Tron); transfers between your own wallets free; auto-convert of incoming payments free
Coins
Bitcoin, USDT, USDC, Ethereum, Solana, Litecoin, Dogecoin, Monero, Tron and many other coins on its fee list

How we checked: Fees quoted from coinpayments.net, cryptomus.com on Nov 10, 2026. Worked costs on $100 and $1,000 are our arithmetic from the headline rate only.

CoinPayments vs Cryptomus: what a $100 and a $1,000 payment cost

Headline processing fee only, applied to one payment. Network, conversion and payout fees are extra.

GatewayHeadline feeOn $100On $1,000Source
CoinPayments3%$3.00$30.00coinpayments.net/help-fees
Cryptomus2%$2.00$20.00cryptomus.com/fees/payment

Listed A to Z, not by price. Negotiated rates (where offered), conversion, payout and network fees change the total, so we don’t pick a winner.

How they differ

  • CoinPayments: 3% payment processing to your balance. No lower rate published on the fees page.
  • Cryptomus: 2% per transaction for new users. Down to 0.4% on request; depends on business type, monthly turnover and integration.
  • Getting paid out: CoinPayments: no CoinPayments withdrawal fee; you pay the blockchain network fee. ASAP mode adds a network fee per payment, Nightly mode one network fee per batch. Cryptomus: per-coin withdrawal fee (for example 1.00 USDT on Polygon, BSC, TON or Ethereum, 3.00 USDT on Tron); transfers between your own wallets free; auto-convert of incoming payments free.

FAQ

Is CoinPayments or Cryptomus cheaper?

We do not pick a winner. On Nov 10, 2026 CoinPayments listed 3% and Cryptomus listed 2% as headline processing fees; negotiated rates, conversion, payout and network fees change the total, so compare your own volume.

What does CoinPayments charge?

3% payment processing to your balance; no lower rate published on the fees page (coinpayments.net, Nov 10, 2026).

What does Cryptomus charge?

2% per transaction for new users; down to 0.4% on request; depends on business type, monthly turnover and integration (cryptomus.com, Nov 10, 2026).

Where do these figures come from?

Each provider’s official pricing page, read on Nov 10, 2026. Fees change often: confirm with the provider before you sign up.

Sources (official pages, read 2026-11-10)

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