CoinPayments vs OxaPay: crypto payment gateway fees compared
Updated 2026-11-10 · listed A to Z, not ranked
CoinPayments and OxaPay are hosted crypto payment gateways: a business shows a checkout or invoice and the customer pays in crypto. This page puts the fees each one publishes side by side.
Every figure is quoted from the official pricing page, read on Nov 10, 2026. Network fees, conversion and payout fees can apply on top. We don’t rank them or pick a winner.
- Published processing fee
- 3% payment processing to your balance
- Lower rates
- No lower rate published on the fees page
- Withdrawals, payouts and network fees
- No CoinPayments withdrawal fee; you pay the blockchain network fee. ASAP mode adds a network fee per payment, Nightly mode one network fee per batch
- Coins
- 100+ cryptocurrencies for payments (legacy platform list)
- Published processing fee
- 1.5% per transaction (payment links, merchant invoices, donations)
- Lower rates
- Can be reduced to 0.4% depending on your business (via your account manager)
- Withdrawals, payouts and network fees
- Internal transfers free; blockchain transfers pay the network (miner) fee; white label 2%; static addresses 2% plus a fixed fee per currency
- Coins
- Bitcoin, Ethereum, Tron, USDT, BNB, Polygon and other supported coins
How we checked: Fees quoted from coinpayments.net, oxapay.com on Nov 10, 2026. Worked costs on $100 and $1,000 are our arithmetic from the headline rate only.
CoinPayments vs OxaPay: what a $100 and a $1,000 payment cost
Headline processing fee only, applied to one payment. Network, conversion and payout fees are extra.
| Gateway | Headline fee | On $100 | On $1,000 | Source |
|---|---|---|---|---|
| CoinPayments | 3% | $3.00 | $30.00 | coinpayments.net/help-fees |
| OxaPay | 1.5% | $1.50 | $15.00 | oxapay.com/pricing |
Listed A to Z, not by price. Negotiated rates (where offered), conversion, payout and network fees change the total, so we don’t pick a winner.
How they differ
- CoinPayments: 3% payment processing to your balance. No lower rate published on the fees page.
- OxaPay: 1.5% per transaction (payment links, merchant invoices, donations). Can be reduced to 0.4% depending on your business (via your account manager).
- Getting paid out: CoinPayments: no CoinPayments withdrawal fee; you pay the blockchain network fee. ASAP mode adds a network fee per payment, Nightly mode one network fee per batch. OxaPay: internal transfers free; blockchain transfers pay the network (miner) fee; white label 2%; static addresses 2% plus a fixed fee per currency.
FAQ
Is CoinPayments or OxaPay cheaper?
We do not pick a winner. On Nov 10, 2026 CoinPayments listed 3% and OxaPay listed 1.5% as headline processing fees; negotiated rates, conversion, payout and network fees change the total, so compare your own volume.
What does CoinPayments charge?
3% payment processing to your balance; no lower rate published on the fees page (coinpayments.net, Nov 10, 2026).
What does OxaPay charge?
1.5% per transaction (payment links, merchant invoices, donations); can be reduced to 0.4% depending on your business (via your account manager) (oxapay.com, Nov 10, 2026).
Where do these figures come from?
Each provider’s official pricing page, read on Nov 10, 2026. Fees change often: confirm with the provider before you sign up.
Sources (official pages, read 2026-11-10)
- coinpayments.net
- coinpayments.net/help-fees
- coinpayments.net/supported-coins
- oxapay.com
- oxapay.com/pricing
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